Experts warn Irish crisis could have knock-on effect on the rest of the eurozone.

 As the Irish government unveiled their four-year plan to save 15bn euros, financial experts have voiced their fears that the problems will spread across the rest of Europe and will be detrimental to the future of the euro altogether.

While it may not mean the death of the euro as a whole, Lionel Barber, editor of the Financial Times said a “change in the structure and make-up of the eurozone may be necessary to ensure its survival.”

The euro has fallen by 1.9% against the dollar to less than $1.34 leaving investors fearing that other European countries may seek financial help in the near future.

Mr Barber added: “We are not seeing the death of the single currency; there are a lot more cards to play. What we may be seeing if the beginning of a change in the eurozone, so in other words the euro may survive but the eurozone in its present form, with its present membership, may not.”

Klaus Regling of the European Financial Stability Facility has rejected claims of a failure in the eurozone, branding it “inconceivable”.

Mr Regling said any countries giving up the euro would only face “economic suicide.”

Government says all UK firms must offer pensions by 2016.

The new scheme will mean all UK businesses will be required to offer a company pension scheme to all staff aged over 22 and earning above £7,475 per annum.

With intentions to benefit those who have no retirement fund-currently between four and eight million people-the National Employment Savings Trust (NEST) will mean even those who often change jobs will have build up a pension for their retirement.

The scheme will begin next year and the government hopes all companies will be registered by 2016.

Pensions Minister Steve Webb said the move would help many UK employees who currently have no retirement fund to look forward to: “NEST will be the new low-cost pension scheme that will be the vehicle for saving for millions”.

Small businesses have reacted badly to the news, claiming the cost would not be enough for their books to handle. After the government announcement that the private sector would need to pick up where the public spending cuts left off, the new scheme would mean more financial hardships for ‘micro’ firms.

The recession has cost 392 UK based Independent Financial Advisors a third of their value in the latest year

392 of the UK’s leading Independent Financial Advisors are worth a third less than they were a year ago in the clearest indication yet of the damage the recession has wreaked on the market. However, in a sign that the recovery is gaining traction, 360 companies in the market have actually increased in value.

It’s certainly been a tough few years. Values have fallen markedly from their peak but the number of companies that are worth more this year than last is encouraging”.

In all we identified 360 companies that have increased in value - quite an achievement considering current market conditions. Their performance adds to the growing belief that the market has stabilised and companies with their house in order can once again prosper and add value.

However, as with all recoveries there are those that struggle to recover and 392 other firms have seen their value slump by at least 30% in the latest year. They have such a lot of ground to make up and many are in such dire straits that we have issued 284 of them with a Danger rating. The post recession market is so highly competitive I would expect a number of these companies to be bought out on the cheap or decline further and eventually be wound up.

The new Plimsoll Analysis – Independent Financial Advisors will tell you instantly which companies are prospering in the post recession market place, those set to be bought out and those heading for trouble – across the whole of the market and in the individual regions.

Click here to find out which IFA's are in trouble and those powering ahead in the current market

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